What is an Adult Home?
New York law defines an adult home as: a licensed Adult care community that provides long-term residential care, including room, all meals and snacks, housekeeping, laundry, 24-hour supervision, assistance with medications, personal care assistance, case management services, and structured activity program to people 18 years or older.
What is Assisted Living?
New York law defines assisted living as: An entity which provides or arranges for housing, on-site monitoring, and personal care and/or home care services (either directly or indirectly) in a home-like setting to five or more adult residents unrelated to the assisted living provider…(The provider) must also provide daily food service, twenty-four hour on-site monitoring, case management services, and the development of an individualized service plan for each resident. An operator of assisted living shall provide each resident with considerate and respectful care and promote the resident’s dignity, autonomy, independence and privacy in the least restrictive and most home-like setting commensurate with the resident’s preferences and physical and mental status. The entity must be licensed as an adult home or enriched housing program.
How Are Adult Homes Paid For?
An Individual’s Private Funds – Individuals may use their own private funds to pay for the housing and services provided.
Long Term Care Insurance – Most long term care insurance policies include a direct assisted living benefit, or cover some assisted living services through a home health care benefit. Insurance policies vary as to the amount of coverage, and the conditions that the policy holder must meet in order to access the benefit.
Supplemental Security Income (SSI) – For those who qualify based on income and assets, Congregate Care Level III Supplemental Security Income (SSI) will pay for Adult Home and Enriched Housing Program services.